Promises and guarantees are questionable, especially related to investment services. Performance cannot be guaranteed, although some firms or "products" promise safety, most investors understand there is an element of risk associated with everything in life, including investing. But, we can guarantee quality service, honesty, and a disciplined patient approach to investing. We screen all our clients and ask them to screen us, because selecting a wealth or asset manager is a significant decision. In the first 12 months, if a client decides ECM is not a good fit, we will refund 100% of the management fees and offer to help you find another advisor.